Growing SMEs eventually reach a stage where financial decisions become too complex for founders to handle alone. Yet bringing in a full‑time chief finance officer (CFO) is often more capacity than the business genuinely needs. That’s exactly why the fractional CFO model has surged in popularity across the UK and globally. It gives SMEs access to senior financial leadership in a flexible way, through part‑time, project‑based, or retainer‑style support, without committing to a